30 Year Fixed Rate Loan

The 30 Year Fixed Rate Loan is our most popular loan program. This traditional fixed rate loan features a rate and payments that won't change, no matter how much mortgage rates fluctuate. If you plan to keep the home for the next several years or more, the 30 Year Fixed loan might be the right option for you.

Get started to the right or call 1-888-762-7881 to get your personalized 30 year fixed quote.
What's the benefit of talking with a Smart Mortgage licensed mortgage broker?
Talking to a licensed mortgage broker is an important step to getting the right mortgage loan. Everybody has different loan needs and a licensed mortgage broker knows which questions to ask in order to best match you with the right loan and monthly payment. Since we have a strict No Steering policy, you can be assured that the loan option suggested to you will fit your needs. The mortgage broker will also explain all the steps-from getting started, to locking in your low rate, to closing your loan in less than 60 days. Because you are assigned quality licensed staff, if you have any questions during the loan process, you will have one direct number enabling you to get quick answers straight from the source.